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Defining modern financial planning.

It's not what you wear, it's where your enjoyment takes you.

Welcome to Hot Moon Financial

Between budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, there is a lot of ground to cover, and “financial planning” means more than just investing.

If you are looking for a modern CFP® to bring all the pieces together, you’ve found her.

Street Cred

Recently featured by MassMutual.

Recently featured in Business News Daily.

Recently featured in US News & World Report.

About Melisa


Greetings my name is Mel O and I am a CERTIFIED FINANCIAL PLANNER™ Practitioner based in Las Vegas, Nevada. I am a music lover in every sense of the word. I love to work with like-minded people who prefer an approach to money management that focuses on enjoyment and meeting your goals. I don't wear suits, but I have the credentials to help you. If you think we might work well together, please click the “Learn More” button and read on or better yet, schedule a free face to face consultation above.

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From financial planning and investments to tax efficiency and retirement, every financial decision matters. I offer comprehensive, unbiased and tailored service to every person.

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Business investments are vital to a company’s growth and a skilled CERTIFIED FINANCIAL PLANNER™ can help you navigate critical financial decisions and provide sensible strategies. Let me help your company design, manage and customize the right investment strategy for your business.

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From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, “finances” does not mean just one thing for most Americans and “financial planning” means much more than just investing. Bringing all the pieces of your financial life together is a challenging task.

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Areas of Expertise

Market Summary


Certified Financial Planning™

Although many professionals may call themselves “financial planners,” CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand all the complexities of the changing financial climate and will make recommendations in your best interest.


The process of investing capital to an endeavor, whether it be stocks, bonds or mutual funds, with the expectation of obtaining additional income or profit.

Life Assurance

Assure that your family is taken care of and potential tax burdens are managed through proper insurance protection.


Your Future

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Our site is filled with educational videos, articles, slideshows, and calculators designed to help you learn more. As you search our site, send me a note regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.